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Insights & News

News, analysis and expert commentary on the UK business and property finance markets. Stay ahead of trends in unsecured lending, bridging, development funding and commercial lending.

Property FinanceCommercial MortgagesDevelopment Finance

PBSA Hit a Decade-High Q1. Shawbrook Just Launched £35m Loans.

£2.1bn flowed into UK student housing in Q1 2026 — the strongest start in over a decade. Yesterday, Shawbrook launched a dedicated PBSA range up to £35m at rates from 5.99%.

Business FinanceAsset Finance

£700m in New Asset Finance. Here's Who Can Access It.

The British Business Bank just backed a deal with Allica that unlocks £700m in asset finance for established UK businesses. Here's what it is and who qualifies.

Business FinanceUnsecured Lending

iwoca's £250k Business Card Just Made Bank Cards Look Overpriced

iwoca launched a £250k business credit card with zero fees and 1% cashback. Here's what it signals about the future of UK SME finance.

Invoice FinanceBusiness Finance

Every Big Four Bank Has Now Exited Invoice Factoring. Here's What That Means for SMEs.

Lloyds closed its invoice factoring service in April 2026, completing the big four's full exit from the market. Bank-owned invoice finance is down 30% since 2024 — and it's landing at the worst possible moment.

Bridging FinanceProperty FinanceBuy-to-Let

Section 21 Is Gone. Bridging Finance Is Booming.

70% more tenanted properties hit UK auctions since Section 21 ended. Investors are buying at 30–40% discounts using bridging finance. Here's the strategy.

Invoice FinanceBusiness Finance

The UK's Toughest Late Payment Law in 25 Years Won't Land Until 2027

60-day cap, 8% statutory interest, SBC fining powers. The new late payment regime is real — but it arrives in 2027. Here's what 42% of UK SMEs are doing now.

Business FinanceTrade Finance

There's £80bn to Fight Tariffs. Why Aren't UK SMEs Using It?

Tariffs cost UK SMEs £17k each on average. The government unlocked £80bn in export finance — but only 27% of eligible firms use it. Here's how to access it.

Unsecured LendingBusiness Finance

Allica Grew SME Lending 23%. High Street Banks Reject 56% of Applications.

Allica Bank's record 2025 results show where British SME money is actually flowing — and why the 'high street first' strategy is now the slowest route to capital.

Unsecured LendingBusiness Finance

It Costs £25,850 More to Employ 9 People This April

April 2026 hit UK SMEs with rising wages, NIC and business rates — yet only 1.5% are borrowing. Here's where £17.5bn in lending is actually going.

Market NewsBridging FinanceDue Diligence

The MFS Collapse: What Every Developer Should Know

Market Financial Solutions collapsed with a £1.3bn shortfall. Here's what happened, why it matters to property developers, and how to vet your bridging lender.

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